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Car Insurance With Prime

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Cover your car with affordable insurance from Prime

Imagine the peace of mind of knowing that whatever happens out on the road, you’re covered by an insurance provider that cares. Whether your car breaks down in the night or you’re shaken after a car just bumped into yours, your Prime South Africa (formerly PMD) family is just a call away, ready to be there when you need us.

Prime understands you’re saving for a better future for you and your family, and therefore need to budget carefully. This should never stop you from being able to pay for cover for your car. For this reason, we offer you quality car insurance with Fixed Premiums* you can afford, from people who have your back.

Insure your car with Prime and get reasonable excess amounts and third-party cover. You’ll enjoy driving more knowing you’re backed by the best.

Cover your car with affordable insurance from Prime

Imagine the peace of mind of knowing that whatever happens out on the road, you’re covered by an insurance provider that cares. Whether your car breaks down in the night or you’re shaken after a car just bumped into yours, your Prime South Africa (formerly PMD) family is just a call away, ready to be there when you need us.

Prime understands you’re saving for a better future for you and your family, and therefore need to budget carefully. This should never stop you from being able to pay for cover for your car. For this reason, we offer you quality car insurance with Fixed Premiums* you can afford, from people who have your back.

Insure your car with Prime and get reasonable excess amounts and third-party cover. You’ll enjoy driving more knowing you’re backed by the best.

Prime Car Insurance With Fixed Premiums*

Prime Comprehensive

  • Fixed Premiums*
  • Reducing basic excess*
  • Cover when your car is totally lost through theft or hijacking
  • Cover when your car is damaged or written off due to an accident or natural disaster
  • Up to R1 million Third Party liability cover
  • Cover for the full retail value of your car
  • 24-hour roadside assistance and towing included
  • Cover for glass and windscreen
  • Includes R10,000 Accidental Death Cover
  • Includes hail cover
  • Includes SASRIA cover

Prime Customised Cover

  • Fixed Premiums*
  • Reducing excess*
  • Cover when your car is totally lost through theft or hijacking
  • Cover when your car is damaged or written off due to an accident or natural disaster
  • Up to R500,000 third party liability cover
  • Cover up to the market value of your car
  • 24-hour roadside assistance is included
  • Cover for glass and windscreen
  • Growing Cover component for smaller accidents
  • Includes hail cover up to R20,000
  • SASRIA cover included

Prime Third-Party PLUS

  • Fixed Premiums*
  • Enjoy a fixed excess amount
  • Up to R500,000 third party liability cover
  • Growing Cover component for accidents, theft or hijacking
  • Covers cars of any age
  • Growing cover up to the trade value of your car
  • Includes hail cover up to R10,000
  • SASRIA cover included

* Prime South Africa (Pty) Ltd is an Authorised Financial Services Provider, FSP 41040. Policy benefits are underwritten by Santam Structured Insurance Limited, a non-life insurer and authorised Financial Services Provider, FSP 1027. *Subject to terms and conditions, premiums remain fixed for 24 months. Excess, Exclusions and limitations apply. Visit our website for full T&Cs or request a call back to discuss.

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